Comprehensive Protection & Insurance for Your Peace of Mind
At Silver Services, we understand that inviting someone into your home—and your financial life—requires an extraordinary level of trust. You aren't just looking for a service provider; you are looking for a guardian for your family’s physical, financial, and digital well-being.
In an era where seniors are increasingly targeted by sophisticated fraud, and adult children are often balancing the needs of their own careers and families with the care of an aging parent, standard insurance isn't enough. That is why we have built the Silver Safety Net—a comprehensive, high-limit protection portfolio designed specifically for the complexities of today.
We treat your legacy with fiduciary-grade seriousness. Whether we are providing joyful companionship in your living room or managing sensitive bill-paying from our secure digital vault, every action we take is backed by the most robust insurance and bonding in the industry.
This isn't just a list of policies; it is our promise that your family is protected from every angle.
General Liability - $1,000,000 each claim/ $3,000,000 aggregate limit
Full coverage for any accidental property damage or bodily injury occurring within the home.
Professional Liability - $1,000,000 each claim/ $3,000,000 aggregate limit
Protects your estate against any professional errors or omissions in care or financial management.
Cyber Liability - $250,000 each claim limit/ $250,000 aggregate limit
Military-grade protection for your digital identity and passwords stored in our secure vault.
Fidelity Bond - $100,000
Every Silver Services team member is fully bonded for your financial protection.
Workers Compensation
Our caregivers are fully covered employees, meaning you have zero liability for on-the-job injuries.
Hired & Non-Owned Auto
While our caregivers maintain their own personal auto insurance, Silver Services provides an additional, high-limit "umbrella" of protection.
In the world of professional care and advocacy, "full coverage" requires two distinct layers of protection. At Silver Services, we provide both.
What it means to be Insured:Our Liability Insurance protects you against the accidental. If a caregiver accidentally breaks a precious heirloom or if an injury occurs on the property, our insurance covers the costs. It is your protection against the "what-ifs" of daily life.
What it means to be Bonded:Our Fidelity Bond protects you against the intentional. Specifically, it is a financial guarantee that protects your assets from employee dishonesty or theft. Because we handle your mail, bills, and sensitive credentials, this bond is our "Gold Standard" promise that your estate is 100% secure.
The Silver Standard: Most agencies carry one or the other. Silver Services carries both, ensuring that whether an issue is an accident or an act of dishonesty, your family is never left holding the bill.
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